If you’ve recently retired but miss the world of work you may to know about the best jobs for retired people.
Having a job after retirement can make you feel more productive and allow you to top up your pension.
But it’s important to find suitable jobs that fit your retirement lifestyle and don’t wear you out like a 9-5.
This article will cover the best jobs for retired people, to help you make a bit of extra cash and have fun.
Here’s a summary of what we’ll cover:
- Retirement is a big lifestyle change, so finding part-time work is a great option to ease any uncertainty.
- Having a new job in your retirement can help you feel productive and maintain your social skills.
- Understanding what jobs are compatible with the time and energy you have can help maintain your lifestyle.
- Working shouldn’t be another stress, so finding ways to incorporate your hobbies or skills and passions is ideal.
Why do some people return to work after retiring?
If you are retired and want to get back to work, there are many jobs which can cater to your new situation.
Being recently retired and having difficulty adjusting to change could be one of the reasons to get back to work.
Likewise, if you have been retired for a while, it may be beneficial to return to work for a change in routine.
There are plenty of jobs for you to try your hand at, to see if they’re a good fit.
Why do people return to work after they retire?
There are many reasons why someone would go back to work after retiring.
They might be:
- Bored or restless in retirement and feel like they have more to give
- Eager to share their skills and experience in their industry
- Wanting to try something new to stay active
- Needing or wanting to earn some extra money
Why should I consider going back to work?
Getting back to work after you retire can be a great way to keep the brain active and find meaning in your days.
But it’s important to pick jobs that are fulfilling and enjoyable as well as not being too stressful.
Finding roles that aren’t too strenuous can reduce stress and allow you to be flexible with your time.
Working during retirement can allow you to maintain and develop your social skills and improve your mental health.
What are the best jobs for retired people?
If you’re thinking about giving your career a new lease of life, here are some jobs for retired people to consider.
With your skills and experience gained from a lifetime of service, you may find that you fit very nicely into a new role.
Whether that’s in your original industry or a completely new one.
Finding a new job in retirement is a great way to work in a different way to suit your new lifestyle.
Returning to your industry
For some people, returning to work in retirement takes the form of getting back into the sector that you have experience in.
Here are some of the ways it’s possible to do this.
Some people retire only to find themselves jumping straight back into their industry, just from a different angle.
If you or a loved one has a more professional work background, they may want to consider returning to a specialist role.
This could be a good option as they may be able to use their experience and knowledge to teach others within their field.
Being a mentor, or consultant could provide them the chance to teach others and lend their skills to a particular industry.
Clerical or Admin roles
If you have previous admin experience, an admin role can be an easy and flexible way to work in retirement.
Most companies have admin tasks that need reliable people to do them, so there’s lots of options across different industries.
Plus, some big public organisations like the NHS are always in need of receptionists or clerical staff.
Similar to admin roles, if you are good with data and numbers, financial bookkeeping could be for you.
This role could strengthen your financial knowledge as well as provide you with an office-based role.
Bookkeeping could be an option if you enjoy a challenge and like to be more involved in work life.
You don’t need qualifications, but knowledge and competence with finances is essential for this role.
Income boosting part-time gigs
If you’re just looking for work to boost your weekly income, a part-time job is a good option.
Or monetise your skills or passions by putting them into practice with a service such as cleaning or classes.
Here are the best part time jobs for people who want to earn a bit extra in retirement.
If you have a skill that people want to learn, you can monetise it by giving classes.
Piano lessons or French classes could be a fantastic way to use your hobby as a source of extra income.
It can also be a chance to enjoy more of what you love rather than settling for a traditional work pattern.
Rather than working full days you can accept students the hours that suit you, and make a nice hourly fee.
Are you a self-confessed cleaning fanatic?
Cleaning can be a great way to make some extra cash in your retirement, and it will keep you active too.
You can organise your own schedule around your other commitments and have a varied routine.
If you’ve got plenty of energy and love children, you may find that offering childcare service is a profitable part time job.
Busy working parents are always looking for childminders and babysitters, especially in school holidays.
Sign up with an agency or set up as a private registered childminder and complete the necessary training and requirements.
As working with children means you’ll need to follow certain rules, including being first aid trained and undergoing safeguarding checks.
I haven’t retired yet, can I keep working?
Even if you are of retirement age, it doesn’t mean you have to retire immediately.
If you are healthy, happy and capable in your job, you can continue working for as long as it suits you.
The new state pension means that the retirement age is increasing, though when you retire depends on the year you were born.
As there is no limit on the number of jobs you can have, it’s possible to have multiple income sources.
Always check official government sites for financial aid and information about state or private pension schemes.
How does returning to work affect my pension?
If you have reached the age where you can claim your new State Pension, you can still work and earn on top of this.
You don’t pay National Insurance if you work past the State Pension age but other taxes depend on your total income.
If you haven’t yet retired, you can defer your state pension and you’ll get larger weekly payments when you do start taking it.
A workplace pension is a way of saving for your retirement that’s arranged by your employer.
It means that a percentage of your pay is put into the pension scheme automatically every payday.
If you continue working after retirement age but reduce your hours, for example, this could affect your payments.
So it’s important to check how any workplace pension schemes are affected by working in retirement.
Can you continue working?
In most jobs, it is possible to continue working past retirement age, if you want to, as the default retirement age no longer applies in the UK.
There is an age you become eligible for your state pension, but you don’t have to retire when you reach it.
You should always discuss your plans for work or retirement with your employer to make arrangements for more flexible work.
If you’re wondering ‘when can I retire?’ check out our helpful articles on retirement.
Will my income affect my benefits?
If you receive financial benefits for elderly that are means-tested, earning more in retirement could affect this.
Even if you have reached state pension age, some benefits won’t be applicable to your situation.
If you have been receiving benefits and your income situation changes it’s also essential to report this change.
Making a mistake can lead to a penalty charge but deliberate non-reporting of changes to income is benefit fraud.
Where else can I find advice?
If you are still unsure, going to a trusted financial advisor is a good way to get familiar with concerns surrounding extra income.
Someone you know may also be going through retirement, so make sure to reach out to the people you trust.
Here at Sweet Pea, we have several financial and lifestyle guides that have useful information on all topics.
Sign up to the Sweet Pea platform for free access to help and advice.
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